Types | PBOC Base Rates before adjustment | PBOC Base Rates after adjustment |
1、Short-term Loan |
|
|
0-6 months(including 6 months) | 5.85 | 5.60 |
6 months to 1 year(including 1 year) | 6.31 | 6.00 |
2、Medium and Long-term Loan |
|
|
1-3 years(including 3 years) | 6.40 | 6.15 |
3-5 years(including 5 years) | 6.65 | 6.40 |
Above 5 years | 6.80 | 6.55 |
3、Discount | Determined by adding percentage points to rediscount rate. | Determined by adding percentage points to rediscount rate. |
5 years | 4.75 | 5.225 |
4、Personal Home Reserve Loan |
|
|
Below 5 years(including 5 years) | 4.20 | 4.00 |
Above 5 years | 4.70 | 4.50 |